Our Concept

Are you 100% sure you’ll have a great retirement, or do you have some doubt?

Are you worried about your retirement? Do you feel like you are always running on a treadmill, unable to make any progress? You are not alone. Many Americans struggle to get ahead with the rising cost of healthcare, inflation, taxes, and student loans. But what if we could show you a unique approach to financial planning that could get you out of debt in nine years or less, including your mortgage, without spending any more than you are already spending?

What if we could show you how to be OUT OF DEBT in 9 years or less including your mortgage WITHOUT SPENDING ANY MORE than you are spending right now?

Many Americans are on a treadmill, with goals to be further ahead but just can’t seem to get there with tax, tuition, inflation, the rising cost of health care, and countless other factors.

Enter the YOUR FAMILY BANK® concept

A unique way to get off the treadmill. It’s rather simple actually… stop paying banks and lenders. Take every dollar and make it go to work for you. Avoid risk and secure your future with guaranteed growth you can count on.

To learn about how this concept can work for you, select the contact tab on the bottom of this page!

The average individual pays 34% of the money they earn in a lifetime out to interest. This interest goes to cars, credit cards, student loans, mortgages, all the things we finance is interest going out …and we pay taxes!

About $.40 of every dollar the average American earns goes out to taxes. Everything from income tax, to sales tax, capital gains tax, gas tax, estate tax etc.

This leaves approximately 26% to pay for everything else like vehicles, clothes, insurance, gas etc. We call this Lifestyle money. Of this amount only 3% goes towards savings…

Most financial advisors concentrate on that 3% savings. You know what they say… “You’ve got to save more money” but most people are unable.

At Your Family Bank, we focus on the problem, 34% going to interest and 40% to taxes.

What if we could reduce that 34% going to interest and also reduce taxes? That would allow for more lifestyle money and would also free up cash to contribute towards savings!

Using the Your Family Bank 7 steps of Money Management, we can do just that.

Let’s look at how banks leverage cash flow

You put $10,000’s in the bank, and the bank may give you 1% interest on those funds.

Walk in the next day and try to get a $10,000 loan, what would your interest rate be? …24%, 12%, 5%, 29% it all depends on variables like credit score, what your getting a loan for etc.

You make 1%. The bank makes whatever percent they choose because banks are a business!

How would you like to be the bank?


Use your dollar like a bank


Create compounding interest for yourself


Give every dollar two jobs

Ready to Grow?